Trainee Underwriter - UAE National - Cigna Healthcare

Role Overview

Trainee Underwriter at Cigna Healthcare, based in the United Arab Emirates. This role is designed to develop underwriting skills and knowledge while supporting the underwriting team in assessing and evaluating risks for individual and group health insurance policies.

Company Overview

Cigna Healthcare, a division of The Cigna Group, is an advocate for better health through every stage of life. The organization guides customers through the health care system, empowering them with the information and insight they need to make the best choices for improving their health and vitality.

Role Purpose

The Trainee Underwriter will support the underwriting team in assessing and evaluating risks for individual and group health insurance policies, developing skills and knowledge in underwriting to enable effective contribution to the team and growth within the company.

Key Responsibilities

Risk Assessment and Analysis

• Assist in analyzing and evaluating risks for potential clients to determine coverage needs and premium costs.
• Communicate with clients, brokers, and other stakeholders to gather necessary information for risk assessment.

Learning and Development

• Work closely with senior underwriters to learn the principles and practices of underwriting.
• Participate in training programs and workshops to enhance underwriting knowledge and skills.

Documentation and Records

• Prepare and review underwriting documentation and reports.
• Support the underwriting team in maintaining accurate records and databases.

Compliance

• Ensure compliance with company policies, regulations, and industry standards.

Qualifications & Experience

• Must be a UAE National.
• Bachelor's degree in Business, Finance, Insurance, or a related field.
• Eagerness to learn and develop a career in underwriting.

Skills & Competencies

• Strong analytical and problem-solving skills.
• Excellent communication and interpersonal skills.
• Proficiency in Microsoft Office Suite (Word, Excel, PowerPoint).
• Detail-oriented with the ability to manage multiple tasks effectively.

Additional Information

• Comprehensive training and development programs.
• Opportunities for career growth and advancement within Cigna Healthcare.
• Competitive salary and benefits package.
• A supportive and inclusive work environment.
• Exposure to a global health service organization.