Sr. Associate - Real Estate Structuring & Advisory.CIBG - Dubai - Real Estate Structuring & Advisory.Corporate & Investment Banking Group

Role Overview

Senior Associate, Real Estate Structuring & Advisory in the Corporate & Investment Banking Group at Mashreq, based in Dubai, UAE.

Company Overview

Mashreq's Corporate & Investment Banking Group (CIBG) serves institutional real estate clients across the UAE, GCC and select international markets.

Role Purpose

Support the Real Estate Structuring & Advisory team in reviewing, underwriting and executing complex real estate debt transactions. The role is client-facing and involves financial modelling, transaction structuring, credit proposal preparation, lender and client interaction, and execution of development finance, refinancing, acquisition financing and structured real estate credit transactions.

Key Responsibilities

Credit Analysis & Underwriting

• Prepare complex credit papers, underwriting analyses and investment memorandums for real estate transactions.
• Build and maintain advanced financial models including development cashflows, debt sizing, DSCR, LTV, refinancing and sensitivity analyses.
• Review term sheets, facility agreements, legal documentation and due diligence materials.
• Contribute to portfolio management, monitoring and periodic reporting requirements.

Transaction Structuring & Execution

• Support the structuring and execution of real estate debt transactions across residential, hospitality, commercial, mixed-use, logistics and alternative asset classes.
• Assist with data centre financing, real estate fund structuring, and institutional real estate transactions.
• Coordinate with clients, lenders, legal advisors, valuers, consultants and internal stakeholders to support transaction execution.
• Work closely with Relationship Managers, Credit, Risk, Treasury and Legal teams to drive transactions to approval and financial close.

Client & Stakeholder Management

• Meet existing and prospective clients to understand financing requirements and develop appropriate debt solutions.
• Prepare client presentations and transaction materials for internal and external stakeholders.
• Support business development efforts and identify opportunities to grow fee income and client relationships.

Market Awareness & Analysis

• Maintain strong awareness of UAE and GCC real estate markets, financing trends and economic developments.

Qualifications & Experience

• Bachelor's degree in Finance, Real Estate, Economics, Business or related discipline.
• 3–5 years of experience in real estate finance, corporate banking, real estate advisory, investment management, real estate investments, developer finance or structured finance.
• Strong understanding of UAE real estate markets and financing structures.
• Advanced financial modelling and valuation capabilities.
• Experience preparing credit proposals, transaction analyses and investment presentations.
• Experience working with UAE banks, real estate developers, investment firms, asset managers or advisory platforms.
• CFA Charterholder or CFA Level 2/3 candidate (mandatory).
• MRICS qualification (advantage).
• Experience in real estate funds, acquisitions, valuations or asset management (advantage).

Skills & Competencies

• Real Estate Financial Modelling.
• Real Estate Debt Structuring.
• Credit Analysis and Underwriting.
• Transaction Execution.
• Development Finance.
• Client Relationship Management.
• Investment Analysis.
• Presentation and Communication Skills.
• Stakeholder Management.
• Market Research and Risk Assessment.
• Manage multiple transactions and stakeholders simultaneously.
• High attention to detail and strong analytical capabilities.