Director, Loan Portfolio Management

Role Overview

Director, Loan Portfolio Management at First Abu Dhabi Bank (FAB), based in Abu Dhabi, UAE.

Role Purpose

Own a defined loan portfolio and drive portfolio optimization while managing the existing loan book with independent judgment, hands-on execution, and appropriate escalation of complex or sensitive matters.

Key Responsibilities

Portfolio Ownership and Optimization

• Own portfolio optimization across the defined loan book.

Loan Portfolio Management – Existing Book

• Manage existing loan portfolios, including waivers, amendments, covenants, annual reviews, and credit monitoring.
• Execute portfolio actions and manage deteriorating or problem credits.
• Document loan transactions.

Balance Sheet, Risk, Credit and Stakeholder Management

• Manage balance sheet, risk, and credit considerations across the portfolio.
• Engage stakeholders on portfolio matters.

Portfolio Transformation, Systems & Strategic Initiative

• Lead portfolio transformation initiatives, systems implementation, and strategic projects.

Qualifications & Experience

• Bachelor's degree in Finance, Business, or a related discipline.
• MBA and/or professional qualification (e.g., CFA) advantageous.
• 12+ years of relevant experience in the banking sector.
• At least 5 years in corporate loan markets with portfolio management responsibilities.
• Significant experience in loan portfolio management, credit risk, or active asset management within wholesale banking or private credit.
• Demonstrated experience managing existing loan portfolios, including waivers, amendments, covenants, annual reviews, and credit monitoring.
• Proven track record of executing portfolio actions and managing deteriorating or problem credits.
• First-hand experience documenting loan transactions.
• P&L responsibility.

Skills & Competencies

• Strong understanding of loan structures, credit risk, capital usage, and portfolio trade-offs.
• Sound understanding of corporate financials, legal concepts, and loan mechanics.
• Excellent analytical skills with the ability to present clear, well-reasoned recommendations to senior stakeholders.
• Ability to work under pressure, manage competing priorities, and deliver high-quality output to tight deadlines.
• Fluent in English with strong written and verbal communication skills.
• Strong awareness of UAE, regional, and international markets.