Data Analyst II - Finance

Role Overview

Data Analyst II - Finance at Tamara, supporting the finance function to drive the company's next stage of growth as a high-growth startup.

Role Purpose

Shape financial reporting and enhance decision-making through data-driven insights at the confluence of finance and data. Develop analytical solutions, build dashboards, and manage stakeholder relationships across finance and corporate functions while supporting key product success metrics.

Key Responsibilities

Analytics & Insights

• Drive business impact through actionable insights and identifying key opportunities for rapid growth.
• Build dashboards that provide accurate and actionable insights.
• Develop processes to identify, analyze, and interpret trends or patterns in complex data sets.
• Empower informed decision-making for stakeholders through rigorous data analysis.

Data Management & Process

• Work with the data engineering team on data enrichment needs of the product team.
• Manage and clean large datasets.
• Work on databases, ETL/ELT processes, and building dashboards.

Stakeholder Management & Governance

• Work with stakeholders across the business to prioritize projects based on impact and drive delivery.
• Ensure governance and serve as a steward of good analytical practices throughout the analytical process.
• Present findings and recommendations with excellent written and verbal communication.

Qualifications & Experience

• 4+ years of experience in financial data analysis.
• Preference for experience in the Buy Now Pay Later (BNPL) industry or a related field.
• Demonstrated understanding of the unique data and financial metrics relevant to BNPL.
• Experience with financial budgeting and forecasting, using data analysis to inform projections and identify potential risks or opportunities.
• Expertise in analyzing financial statements to assess company health, performance, and risk.
• Experience analyzing business operation costs and identifying cost optimization opportunities.
• Familiarity with various BNPL products (point-of-sale financing, virtual cards) and financial metrics used to evaluate their performance (approval rates, conversion rates, delinquency, recovery).
• Knowledge of debt securitization structures, tranching analysis, and performance metrics used to evaluate securitized BNPL debt instruments (credit enhancement levels, loss severities).
• Awareness of relevant financial regulations: GAAP, IFRS, or industry-specific regulations.

Skills & Competencies

• Proficiency in financial modeling.
• Data manipulation using SQL.
• Programming languages: Python or R.
• Data visualization: creating clear and insightful dashboards and reports.
• Understanding of equity markets, debt markets, and derivatives markets.
• Problem-solving and critical thinking to tackle complex financial problems through data analysis.
• Cross-functional project management and collaboration with various departments.
• Business acumen: identifying key financial metrics that drive profitability and growth, along with commercial awareness of the industry and competitors.