AVP & Lead, Credit Management, TMT

Role Overview

AVP & Lead, Credit Management, TMT at First Abu Dhabi Bank (FAB), located in Abu Dhabi.

Role Purpose

Prepare, recommend, and advise on credit facility applications and transaction requests from Commercial Banking customers. Gain approval from the appropriate approving authority and communicate outcomes to submitting units.

Key Responsibilities

Credit Analysis & Approval

• Prepare and process all credit-related issues and requests from business units.
• Conduct comprehensive analysis and assessment of credit requests.
• Make recommendations for approval or rejection based on delegation matrix.
• Ensure only high-quality assets are booked.

Portfolio & Account Management

• Manage a portfolio of accounts.
• Undertake regular follow-up with business units on credit facility accounts.
• Ensure compliance with the terms of credit approval.

Monitoring & Risk Management

• Monitor early warning cases.
• Take updates from business units to safeguard the bank's interests.
• Follow up on client commitments.

Projects & Operations

• Undertake additional projects to support Credit Team activities.
• Conduct system checks and MIS reports as directed by Credit Head.

Qualifications & Experience

Education

• Bachelor's degree minimum in Accountancy, Commerce, Economics, or Finance.
• Master's degree is an added benefit.

Professional Experience

• Approximately 5–8 years of banking experience.
• Minimum 5 years in Credit.