UAE Nationals Only- Senior Credit Analyst- CM - CRM-Credit Initiation & Compliance-Credit Management

Role Overview

Senior Credit Analyst, Credit Management, Credit Initiation & Compliance at Mashreq. UAE Nationals only.

Role Purpose

Review and assess credit applications, verify customer financial documentation, and ensure compliance with credit policy, risk parameters, and internal guidelines while supporting senior credit officers in evaluation and decision-making.

Key Responsibilities

Credit Assessment & Analysis

• Review and verify customer financial documents for accuracy and completeness.
• Assess credit applications against defined credit policy and risk parameters.
• Perform basic income, liability, and affordability calculations.
• Conduct credit bureau checks and flag adverse findings for review.

Compliance & Data Management

• Maintain accurate records and ensure documentation complies with internal guidelines.
• Demonstrate knowledge in compliance, KYC, and AML review.
• Ensure data capturing in Mashreq transaction processing systems aligns with process and policy requirements.
• Ensure all prerequisite system checks are adhered to as per requirement.

Reporting & Monitoring

• Support senior credit officers in evaluation, reporting, and decision-making processes.
• Check all types of reports on a daily basis to ensure all transactions have been processed against proper documents.

Qualifications & Experience

• UAE National (mandatory requirement).

Skills & Competencies

• Knowledge of compliance, KYC, and AML processes.
• Proficiency with Mashreq transaction processing systems.
• Financial analysis and credit risk assessment.
• Attention to detail and documentation accuracy.