Credit Risk Analyst (UAE Nationals Only)

Role Overview

Credit Risk Analyst at Citi, Dubai. UAE Nationals only. Full-time position within Risk Management, Credit Risk job family.

Company Overview

Citi is seeking an experienced and motivated professional to join its Risk Management team. The successful candidate will contribute to the UAE Wealth Citigold/Citigold Private Client Risk team.

Role Purpose

This developing professional role plays a critical part in evaluating and improving credit risk management practices. The position requires strong analytical capabilities, independent judgment, and leadership experience in credit risk or related areas to identify, monitor, and mitigate emerging credit risks across Citi's retail portfolios.

Key Responsibilities

Credit Risk Assessment & Analysis

• Assess the effectiveness of Citi's credit risk management practices and support identification and mitigation of credit risk across Citi's retail portfolios.
• Analyse credit risks by utilizing reports, scorecards, risk systems, and expert judgment.
• Evaluate moderately complex and variable credit issues with significant business impact.

Reporting & Deliverables

• Provide support for loss forecasting, stress testing and management reporting.
• Support the preparation of Credit Portfolio Scorecards and trend analysis reports.
• Produce internal reporting and contribute to key presentations and regulatory deliverables.
• Prepare internal presentations for management and regulatory stakeholders.

Project Support

• Provide analytical and project support to the Credit Risk team.

Qualifications & Experience

• 1–2 years of relevant experience in analytics, financial analysis, or a related quantitative field.
• Bachelor's degree (or equivalent experience) in Finance, Accounting, Economics, Computer Science, or a related field.

Skills & Competencies

• Intermediate to advanced proficiency in Microsoft Office tools (Excel, PowerPoint).
• Strong English written and verbal communication skills.
• Excellent time management, organizational, and analytical abilities.
• Experience with SAS and other analytical programs (Python, R) is a plus.
• Analytical Thinking, Credible Challenge, Financial Analysis, Governance, Policy, Procedure, and Regulation, Risk Management Lifecycle.
• Constructive Debate, Escalation Management, Policy and Procedure, Policy and Regulation, Product Knowledge, Risk Controls and Monitors, Risk Identification and Assessment.

Additional Information

• Hybrid working model: up to 2 days working at home per week.
• Business casual workplace.
• Competitive base salary, annually reviewed.
• Additional benefits supporting health, wellness, and financial security for employee and family.
• Citi is an equal opportunity employer and provides reasonable accommodations for persons with disabilities.