Assistant Manager - Corporate Credit Support (UAE National)

Role Overview

Assistant Manager - Corporate Credit Support at Emirates Islamic Bank, located in the United Arab Emirates. This role is open to UAE Nationals in line with the UAE Government's strategy in empowering and developing nationals.

Company Overview

Emirates Islamic Bank is committed to welcoming the young generation into an innovative, modern and supportive work environment to contribute to the nation's success.

Role Purpose

Manage all post-credit approval activities and timely service clients' requirements within Bank approved framework with minimal Relationship Manager engagement. The Corporate Credit Business Support unit is responsible for all activities to clients post credit facility approval, including documentation execution, security perfection, document lodgment, limit updates, loan disbursement, collateral management, credit approvals and referrals processing, and portfolio exception monitoring.

Key Responsibilities

Documentation & Security

• Ensure documentation execution and security perfection with the client.
• Perform intense engagement with clients' finance managers, CFOs, authorized signatories and others for documentation execution, disbursement and collateral perfection.
• Remediate document deficiencies within approved timeline.
• Lodge perfected security pack to CRAD DLT and ensure observations raised are addressed in timely manner.
• Liaison with Group Legal on documentation queries, clarification or as required by stakeholders.

Limit Management & Approvals

• Process all credit-related transactions timely as per stipulated standards.
• Raise Limit Extensions post security pack handover to customer until FRS release.
• Process adhoc limit requests for temporary overdraft, Trade transactions and one-off transactions.
• Process one-off credit approvals and credit referrals processing.

Loan Operations

• Perform timely loan disbursements in compliance with approved conditions and Bank laid applicable policies.
• Process loan rollovers, pre-settlement and repayments.
• Perform pricing check once FRS is released and as required.

System & Documentation Management

• Update document lodgment and limit updates in Finacle.
• Timely update of collaterals.
• Prepare WB Reports for expired valuation and insurance management remediation with minimal cases exceeding approved deferral timeline.
• Escalate in case of non-submission by clients with valid approvals and communications in place for expired items.

Referrals & Client Services

• Process daily referrals including Smart business, RMWB transactions (trade, referrals, clearing/onus) with relevant approvals.
• Regular account monitoring for exceptions and manage exceptions including one-off credit requests for smooth client operations.

Portfolio Monitoring & Reporting

• Monitor allocated portfolio exceptions including past dues management.
• Daily monitoring of exception reports (Past Due, Excess and others) and follow up with client for timely settlement, copying coverage team.
• Timely escalation to Business Unit and Management.
• Prepare Early Alert reports.
• Prepare reports and data as and when required for Central Bank and other auditors.