VP, Credit - Digitization & AI Portfolio Management

Role Overview

VP, Credit - Digitization & AI Portfolio Management at First Abu Dhabi Bank (FAB), located in Abu Dhabi.

Role Purpose

Drive end-to-end strategic coordination of digital and AI initiatives within the Personal Banking Credit unit. Bridge high-level strategy and technical execution to ensure AI and digital transformation investments deliver measurable commercial value. Lead cultural shift in adopting digitization and AI across all functional areas and existing processes, and support FAB's objectives in digitalizing lending capabilities from a credit lens.

Key Responsibilities

Strategy & Portfolio Management

• Align digitization and AI initiatives with the Personal Banking Credit unit strategy.
• Plan roadmap and prioritize initiatives and projects based on impact, risk, benefits, and resources available.
• Ensure AI initiatives support driving portfolio analytics, highlighting portfolio risks and opportunities for business growth.

Stakeholder Partnership & Engagement

• Partner with business teams in promoting the business agenda of digitization through projects launched by the business teams, such as PL digitization.
• Participate actively in working groups and update unit head of progress, risks, and inputs to ensure these are appropriately highlighted in steering committee meetings.
• Provide support to other segments of credit in their digitization agenda and initiatives being taken for the benefit of the larger credit unit.

Project Delivery & Execution

• Own the full lifecycle of initiatives from ideation, project planning, and implementation.

Risk & Modeling

• Work with risk teams on advanced AI-driven models for lending.

Qualifications & Experience

• 10+ years of experience in financial services with recent hands-on experience in developing digitization and AI projects.
• Strong understanding of AI and digitization technologies, data science, and business process transformation.

Skills & Competencies

• Work effectively in a team environment and across all organizational levels.
• Demonstrate flexibility, collaboration, and adaptability to drive change.
• Mentor, motivate, and help develop the skills of team members.