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Role Overview
Senior P2P Risk Strategy Analyst at Bybit, a leading cryptocurrency exchange and digital financial platform serving over 80 million users across more than 200 countries and regions.
Company Overview
Established in 2018, Bybit is one of the world's leading cryptocurrency exchanges and digital financial platforms. The company is powered by world-class technology and a user-first mindset, delivering a seamless ecosystem across trading, payments, wealth management, custody, institutional services, and Web3. Bybit is recognized as one of the most trusted and transparent platforms in the digital asset industry, supported by 24/7 multilingual customer service and a strong commitment to innovation.
Role Purpose
Design, optimize, and scale the platform's risk automation framework to protect against peer-to-peer transaction risks, including account takeovers, social engineering scams, money laundering, and payment velocity abuse. Combine a strong data background with hands-on coding in Python and SQL to detect subtle fraud patterns across massive transaction ecosystems.
Key Responsibilities
Pattern Detection & Behavioral Analysis
- Mine high-volume, multi-dimensional transaction and event logs to uncover emerging P2P fraud vectors, synthetic networks, collusion rings, and anomalous transfer patterns.
Risk Strategy Development
- Design, implement, and iterate real-time decisioning rules and risk policies such as dynamic transfer limits, step-up authentication, and cooling-off periods to mitigate risk while preserving a frictionless user experience.
Advanced Data Analysis
- Write production-grade, optimized SQL and Python scripts to analyze network graphs, transaction velocity, device signals, and user interaction metrics.
Model Integration & Experimentation
- Translate models into operational strategies, establish decision thresholds, and run A/B tests to quantify strategy performance.
Post-Mortem & Loss Mitigation
- Perform quantitative root-cause analysis on fraudulent transactions, chargebacks, and account takeover incidents to plug strategy gaps and minimize direct financial losses.
Risk Performance Monitoring
- Build and maintain automated dashboards and KPI tracking systems.
Qualifications & Experience
- 3+ years of experience in risk strategy, transaction monitoring, payment fraud analysis, or trust and safety within Fintech, Banking, or Digital Marketplaces.
- Bachelor's or Master's degree in Data Science, Computer Science, Statistics, Applied Mathematics, Economics, or a related quantitative field. Data Science background strongly preferred.
- Direct experience with P2P payment mechanisms, real-time settlement rails, card-to-card transfers, or digital wallets.
- Hands-on experience with graph theory and network analysis, including identifying linked accounts, shared device fingerprints, and IP linkages.
- Familiarity with machine learning workflows, rule engine architectures, and dynamic risk-scoring frameworks.
Skills & Competencies
- Advanced SQL proficiency: complex joins, window functions, CTEs, and query optimization on large-scale distributed databases such as Snowflake, BigQuery, or Redshift.
- Strong Python proficiency using libraries including pandas, numpy, scikit-learn, and networkx for data manipulation, exploratory data analysis, and rule automation.
- Proven track record of identifying complex fraud networks, transaction velocity anomalies, and multi-account abuse patterns.
- Strategic problem-solving: comfortable tackling ambiguous, rapidly evolving risk problems in a fast-paced environment.
- Cross-functional communication: translate data science insights and technical risk concepts into strategic recommendations for business stakeholders.
Additional Information
- Study Growth Fund: support for professional development and continuous learning.
- Internal Events: participation in regular team-building activities, workshops, and events designed to promote collaboration and innovation.
- Global Collaboration: work as part of a diverse, international team with colleagues from around the world.
- Career Advancement: access to opportunities for growth and advancement within a rapidly expanding global company.
- Internal Mobility: internal job opportunities available to help build your career path. Long-term development is prioritized.