Regulatory Credit Risk Analyst (UAE Nationals Only)

Role Overview

Citi is seeking a Regulatory Credit Risk Analyst to join the Wholesale Credit team in the UAE. This is a full-time position open to UAE nationals only.

Role Purpose

The successful candidate will identify and assess emerging risks within the portfolio, ensure compliance with evolving local regulations, and manage comprehensive regulatory reporting. The role requires close collaboration with business and control functions to support governance, prepare detailed analyses, and mitigate identified risks effectively.

Key Responsibilities

Approvals Coordination

• Support the Chief Credit Officer (CCO) and CCO Office Approvers by preparing groundwork for pre and post-approvals.
• Coordinate submissions between internal control functions, including ICM/CLM.
• Maintain a detailed dashboard for all local regulatory and institutional approvals.

Regulatory Assessment

• Perform thorough gap assessments of new local regulations against existing internal Citibank Wholesale Credit Risk (WCR) policies, standards, and procedures.
• Recommend and help implement action plans to mitigate any identified gaps.

Governance Presentations

• Prepare sophisticated presentation materials (slides and decks) for key governance forums.
• Present to periodic and ad-hoc Risk Oversight Committee (ROC), Model Oversight Committee (MOC), and Country Coordinating Committees (CCC) meetings.
• Support presentations to other key stakeholders within Citigroup.

Regulatory Reporting

• Prepare, coordinate, and submit all regular and ad-hoc local regulatory credit-related surveys and reporting.
• Collaborate with key stakeholders across the Bank to ensure timely and accurate submissions.

Portfolio Risk Assessment

• Spearhead the execution of Rapid Portfolio Reviews in response to emergent, high-impact risk events or market changes that could materially affect portfolio health.
• Conduct in-depth collaboration with Institutional Credit Management/Credit Lending Management (ICM/CLM) teams and First Line of Defense (1LoD) Business units to ensure holistic assessment.

Qualifications & Experience

• Bachelor's or Master's degree in Finance, Economics, Business Administration, Statistics, or a related quantitative field.
• Minimum of 3–5 years of direct experience in risk management, credit analysis, or regulatory reporting within the banking or financial services sector.
• Familiarity with quantitative risk concepts.
• Demonstrable experience in interpreting financial regulations and implementing internal processes to meet regulatory requirements.

Skills & Competencies

• Exceptional data analysis and presentation skills.
• Proficiency with Microsoft Excel, PowerPoint, and data visualization tools.
• Superior analytical and problem-solving skills with unwavering attention to detail and accuracy.
• Excellent written and verbal communication skills; ability to articulate complex risk concepts to diverse audiences, including senior management.
• Proven ability to collaborate effectively within immediate team and across different departments and levels of seniority, including Chief Risk Officer, Compliance, and Finance.
• Strong sense of ethics and responsibility in handling sensitive and confidential information.
• Proactive and self-motivated; capable of managing demanding workload and prioritizing tasks effectively under tight deadlines.

Additional Information

• Job Family Group: Risk Management
• Job Family: Risk Functional Management
• Full-time position
• Citi is an equal opportunity employer and provides reasonable accommodations to qualified candidates with disabilities.