وصف الوظيفة
Role Overview
Legal Counsel (RBG) at Mashreq, supporting the Retail Banking Group legal function. Emirati nationals only.
Role Purpose
Provide prompt and effective legal assistance to the Legal team with specific focus on Retail Banking, delivering clear and concise legal advice and documentation while managing multiple tasks simultaneously and addressing various legal queries in a timely manner.
Key Responsibilities
Legal Advice & Documentation
- Provide legal advice on retail banking products including deposits and investments, credit cards, personal loans, mortgages, payments and money transfers.
- Draft, review, and negotiate legal documents such as facility offer letters, terms and conditions, amendments and renewal letters.
- Independently handle routine legal queries.
- Prepare clear and concise legal advice and documentation.
Compliance & Risk Management
- Support with addressing various queries from branch offices and ensure that the legal advice complies with internal Bank policies, applicable laws and regulatory requirements.
- Review documents to establish customer's capacity and due authority, including Powers of Attorney, articles and by-laws, board and shareholders resolutions, commercial licenses, certificates of incumbency and related documents.
- Monitor and interpret laws, regulations, and legal developments affecting retail banking.
- Assist in identifying and mitigating legal risks associated with retail banking operations.
Strategy & Collaboration
- Participate in meetings and provide legal input on product development and operational strategies.
- Collaborate with Business Units, Credit Risk, Compliance, and Operations teams to align legal advice with business objectives.
- Work closely with other lawyers in the team and contribute to a collaborative team environment.
- Support legal projects including documentation standardization and digital banking initiatives.
Stakeholder Management
- Interact with internal customers as required.
- Engage with diverse stakeholders, manage expectations, and ensure effective and clear communications and alignment with strategic objectives.
Administration
- Maintain organized records of legal matters and documentation using internal tools including App4Legal.
Qualifications & Experience
- Emirati national
- Law Degree
- Post Qualification Experience of at least 3 years
Skills & Competencies
- Literate in various computer applications
- Strong verbal and written communication skills in both English and Arabic
- Proficiency in legal research and document management tools
- Proactive working attitude
- Team player with strong work ethic
- Demonstrate flexibility and willingness to support high-volume workloads and additional responsibilities
- Strong sense of responsibility and time management
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