Executive Director, Structured Credit Investment

Role Overview

Executive Director, Structured Credit Investment at First Abu Dhabi Bank (FAB), reporting to GM Investments. This role is based at FAB's operations hub.

Role Purpose

Drive the build-out and growth of Private ABS investments, with focus on SME, consumer, and fintech-originated receivables and forward-flow structures. Expand the structured credit mandate by developing scalable exposure to private ABS, warehouse facilities, forward-flow agreements, and securitization take-outs, primarily targeting senior and super-senior risk (AAA/AA/A) within the Bank's risk appetite.

Key Responsibilities

Portfolio Management & Construction

• Construct and actively manage portfolios of private ABS with exposure to SME lending, consumer finance, fintech-originated receivables, and specialty asset classes.
• Originate and execute forward-flow transactions with fintech platforms, non-bank lenders, and specialty finance companies.
• Develop and oversee warehouse, prefunding, and term securitization structures, including transition from private ABS to rated public take-outs where relevant.
• Ensure scalability from bilateral and private transactions to securitized formats.

Investment Framework & Strategy

• Design robust investment frameworks for private ABS, ensuring compliance with internal risk appetite, regulatory constraints, and capital treatment.
• Integrate macroeconomic, relative value, and structural analysis into investment decision-making.
• Identify new asset classes such as BNPL, merchant cash advance, trade receivables, and digital SME lending consistent with the Bank's risk appetite.
• Collaborate with internal teams on capital efficiency, regulatory treatment, liquidity management, and accounting and valuation of private assets.

Risk Monitoring & Analytics

• Implement strong risk monitoring, performance analytics, and P&L attribution frameworks for private and illiquid structured credit portfolios.
• Apply advanced modelling and structuring expertise, including cash-flow modelling, stress testing, and scenario analysis for private ABS.
• Maintain active dialogue with fintech platforms, originators, servicers, arrangers, and rating agencies to source opportunities and manage asset performance.

Infrastructure & Governance

• Build the end-to-end investment and risk infrastructure encompassing credit, legal, operational, and servicing functions.
• Establish private ABS and forward-flow governance frameworks within the Bank.
• Act as a center of expertise on private structured credit, supporting Risk, Legal, Compliance, Treasury, and Finance teams.

Stakeholder Engagement

• Work in close partnership with the Head of Investments and Head of Fixed Income Investments.
• Maintain strong market visibility and represent the Bank across global private ABS and fintech credit ecosystems.

Qualifications & Experience

• Minimum 10 years of experience in structured credit, private ABS, or specialty finance.
• Proven track record in managing portfolios and launching new mandates across structured credit products.
• Experience in Alternative Asset Managers, Investment Banks, or Specialty Finance Platforms.

Skills & Competencies

• Advanced structuring and modelling skills including cash-flow models, stress tests, and waterfall analysis.
• Excellent stakeholder management and communication skills for global market engagement.