Customer Relationship Officer

Role Overview

Customer Relationship Officer at ADIB, located at BR-Al Barsha Branch, Dubai.

Role Purpose

Manage products and service functions to deliver quality service to customers while projecting a warm image of ADIB, maintaining operational controls, and driving continuous improvement in financial services and operational service efficiency.

Key Responsibilities

Deposit Account Management

• Handle inquiries related to deposit accounts.
• Open and close deposit accounts.
• Ensure proper completion of forms.
• Observe KYC policies and Central Bank instructions.
• Maintain deposit account documentation.

Finance Account Management

• Handle inquiries related to finance and covered cards.
• Maintain customer files properly.
• Prepare finance applications and obtain necessary approvals.
• Input data into the system.
• Ensure proper completion of forms.
• Maintain finance account documentation.

Sales and Service Delivery

• Sell and cross-sell ADIB's products.
• Promote ADIB's image.
• Achieve monthly budget targets for branch sale of financial products.
• Support the CRM in preparing comments for budget variance.

Staff Management and Coordination

• Manage subordinates.
• Plan staff training and appraisal.

Continuous Improvement and Compliance

• Assist the CRM in recommending workflow changes leading to process improvements to the branch manager at least once a year.
• Provide support to the CRM in preparing detailed responses to internal audit and ICD comments relating to financial products and financial customer services.
• Comply with and perform key operational controls as required in ADIB's policies and procedures in day-to-day operations.

Additional Duties

• Perform other tasks specified by Management.

Skills & Competencies

• Broad knowledge of ADIB's Retail Banking financial products and services.
• Thorough knowledge of ADIB's Retail Credit and Operational Policies and Procedures.
• Good knowledge of UAE banking practices, regulations, and risks.
• Thorough knowledge of all regulations issued by Central Bank of UAE.
• General awareness of competitors in the local market.
• Fair knowledge of service standards.
• Training skills.
• Sales skills.
• Management Information skills.