Citigold Relationship Banker

Role Overview

Citigold Relationship Banker at Citi. This is a full-time, seasoned professional role in Private Client Coverage.

Role Purpose

Develop and deepen client relationships within the Citigold segment by understanding customer needs, advising on asset allocation and financial planning, expanding product penetration, and acquiring new customers while maintaining rigorous compliance and risk standards.

Key Responsibilities

Client Account Management

• Review Citigold customer needs and asset allocation; proactively engage with customers to validate understanding of their needs.
• Advise Citigold customers to enrich relationships by mobilizing additional funds and selling fee-based products and services aligned with current and future customer needs.
• Review product penetration for the assigned client base and identify potential Citigold customers for tailored products that enhance product penetration.
• Ensure coverage of all relationships through customer engagements, risk profiling, and financial planning.
• Organize Citigold customer events to enhance customer bonding.
• Acquire new Citigold customers through converting referral leads.

Compliance, Risk & Controls

• Ensure that KYC/AML and other compliance norms are strictly adhered to.
• Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets.
• Drive compliance with applicable laws, rules and regulations.
• Adhere to Policy and apply sound ethical judgment regarding personal behavior, conduct and business practices.
• Escalate, manage and report control issues with transparency.

Leadership & Development

• Assume informal and formal leadership roles within teams.
• Coach and train new recruits.

Qualifications & Experience

• 5–8 years of experience.
• Bachelor's degree or University degree or equivalent experience.
• Mandatory certifications as required for selling financial products.

Skills & Competencies

• In-depth disciplinary knowledge and subject matter expertise within a defined area.
• Understanding of how areas collectively integrate within the sub-function and coordinate to objectives of the function and overall business.
• Ability to evaluate moderately complex and variable issues with substantial potential impact.
• Strong analytical skills to filter, prioritize and validate complex and dynamic material from multiple sources.
• Ability to weigh various alternatives and balance potentially conflicting situations using multiple sources of information.
• Strong communication and diplomacy skills.
• Ability to manage relationships both internal and external.
• Ability to prioritize.

Additional Information

• Citi is an equal opportunity employer and provides consideration to qualified candidates without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.
• Reasonable accommodations are available for persons with disabilities.