Assistant Manager - Retail Credit (UAE National)

Role Overview

Assistant Manager - Retail Credit at Emirates Islamic Bank in the United Arab Emirates. This position is open to UAE Nationals only.

Role Purpose

Manage the approval, verification, and maintenance of the employer list for retail credit products. Review company proposals, conduct field assessments, and ensure the portfolio reflects current market conditions and credit policy standards.

Key Responsibilities

Approval & Policy Implementation

• Review and implement company approval policy and criteria on proposals received for new company listings.
• Review company listing proposals and provide recommendations to approve or decline based on available information and market repute.
• Implement approval criteria for upgrades and maintenance of listed companies.

Verification & Field Operations

• Perform verifications and conduct visits to employers for new proposals and existing companies as required.
• Conduct field visits for company approval for retail lending products when required.

List Management

• Maintain and update the Approved List of Companies with required additions and modifications for listed employers.
• Maintain and update the Approved List of Employers for ENBD.

Market & Portfolio Monitoring

• Monitor market and industry developments that may impact the retail portfolio sourced from listed companies.
• Keep updated on factors affecting the Retail Portfolio.

Stakeholder Management

• Handle employer-related queries received from all channels including RCC, Branches, and other business channels.