AML Transaction Monitoring Ops - Builders Program - (Emirati National)

Role Overview

AML Transaction Monitoring Ops - Builders Program for Emirati Nationals at Tamara, a Saudi fintech unicorn based in the UAE region. This is an entry-level compliance role for recent graduates or early-career professionals with up to two years of experience.

Company Overview

Tamara is Saudi Arabia's first FinTech unicorn on a mission to help people own their dreams by building the most customer-centric financial super app in the world. The Builders Program is a flagship career accelerator designed for ambitious graduates ready to step into real responsibility from day one, placing talent directly into high-impact roles across Product, Engineering, Design, and Compliance with accelerated growth and mentorship from leaders who expect excellence.

Role Purpose

Perform day-to-day Anti Money Laundering and Counter Terrorist Financing activities to ensure compliance with UAE regulatory requirements, including Central Bank of the UAE AML regulations and UAE Federal AML laws. Support core financial crime controls and contribute to maintaining strong AML systems that protect the integrity of the financial system and Tamara's regulatory obligations as a regulated fintech.

Key Responsibilities

Transaction Monitoring and Alert Management

• Review and investigate AML alerts generated by the transaction monitoring system
• Identify unusual or suspicious patterns, conduct detailed analysis, and document rationale for closure or escalation
• Support tuning and calibration of transaction monitoring rules to improve effectiveness and reduce false positives
• Liaise with the MLRO on suspicious transaction reporting and escalation to the UAE Financial Intelligence Unit
• Contribute to AML training, awareness, and periodic control testing

Customer Due Diligence

• Perform onboarding reviews to ensure accurate and complete KYC documentation for individuals and entities
• Support enhanced due diligence for higher risk customers, politically exposed persons, and adverse media cases
• Assist in periodic review and refresh of customer profiles in line with risk-based approaches

Screening and Sanctions Compliance

• Conduct name screening for customers and counterparties against sanctions, politically exposed persons, and adverse media lists
• Investigate and resolve potential matches in line with internal screening procedures
• Support the MLRO in maintaining sanctions lists, system updates, and control validation

Qualifications & Experience

• 0 to 2 years of experience in Compliance, AML, CFT, or Financial Crime within financial services, fintech, or banking
• Prior exposure to transaction monitoring, sanctions screening, or customer due diligence processes
• Familiarity with UAE AML regulations, including Federal Decree Law No. 20 of 2018 and related guidance (preferred)
• Bachelor's degree in Finance, Law, Business, or a related field
• Emirati National required (family book holders)

Skills & Competencies

• Understanding of AML/CFT frameworks including transaction monitoring, customer due diligence, sanctions screening, and suspicious transaction reporting
• Strong analytical and investigative skills with ability to assess patterns and identify potential financial crime risks
• Ability to work with data and case management systems to support investigations and reporting
• Strong communication skills in Arabic and English for coordination with internal teams and regulatory stakeholders
• Ability to document findings clearly and maintain audit-ready records
• Strong attention to detail with high levels of accuracy and accountability
• Organized and able to manage multiple cases and priorities effectively
• Proactive and solution-oriented with a strong sense of ownership
• Collaborative and able to work effectively across Compliance, Risk, and Operations teams

Additional Information

• Open exclusively to Emirati Nationals
• Part of Tamara's commitment to developing local talent and contributing to the UAE's growing digital economy
• Candidates should be detail-oriented, analytical, and proactive with ability to handle sensitive information and make sound judgments in a fast-paced environment
• Motivated to contribute to financial crime prevention and uphold regulatory integrity